Digital banking is evolving, and so are the threats targeting it. With the rise of AI-driven fraud, including sophisticated deepfakes and synthetic identities, traditional one-time identity checks are no longer enough.
To bridge this gap, ebankIT, a leader in omnichannel digital banking, has partnered with Daon, a global authority in identity fraud prevention, to integrate Daon Identity Continuity directly into the ebankIT platform.
Historically, banks have treated identity as a series of isolated checkpoints. You prove who you are at onboarding, and perhaps again when you change a password. But this leaves critical windows of vulnerability between these checkpoints where bad actors can strike.
Daon’s Identity Continuity changes the game by treating identity as a persistent journey. By integrating this framework, ebankIT can now:
- Bind Initial Trust to Every Interaction: Once a customer is verified at onboarding, that trust is woven into every subsequent transaction, regardless of the channel (web, mobile, or contact center).
- Deploy Risk-Based Re-verification: Instead of forcing friction on every user, the system applies step-up authentication only when risk signals change, keeping the user experience smooth for legitimate customers.
- Combat Modern Fraud: The integration leverages biometric matching, liveness detection, and phishing-resistant authentication to stop deepfakes and account takeovers before they happen.
“Financial institutions can now onboard customers in minutes, verify identities with precision, and protect transactions without adding friction,” says Paul Provenzano, VP of Market Development at ebankIT.
By embedding these capabilities directly into the banking environment via API, institutions can move away from fragmented security layers and toward a unified, audit-ready framework that is as secure as it is seamless.
